So this is off my usual topic, but I found it interesting! I wrote a thing for my friend’s technology blog on how much I could afford to pay for Cars as a Service and still break even with my current spending. You should go read it! (Takes less than 5 minutes).
Here’s a public version of the calculator I used (which I unfortunately couldn’t figure out how to embed in the article itself). Fill in the green cells. You can either fill in the amortized cost section or put a year’s worth of car payments in the “Vehicle” cost cell. The commute calculator is just to help you guess your annual total miles.